From the detailed estimates, you can derive cost of construction and look for a home loan if required. Do not forget to examine the repayment terms and interest rates of the bank / financial institution from where you wish to avail the loan.
Look for hidden costs, if any, and carefully examine all the terms and conditions of the loan offer.
In India, there are various banks who provide home loans for new home construction such as :
- State Bank of India
- ICICI Bank
- HDFC Bank
- Axis Bank
- Union Bank
- Corporation Bank
- Dena Bank
- Bank of Baroda
There are many co-operative banks also which can provide you with home loan at affordable interest rates. Visit multiple banks and compare their interest rates and various terms and conditions.